Protect your family, your business, your future, with Life.
If something unexpected happened tomorrow, would your family, business, or income be okay? That’s what we help you plan for.
(To get started, select a cover option below to receive your free policy review)
Secure future
Keep life moving
For their future
Illness, injury, burnout, or worse.
None of us expects it.
What if something happens?
Do you have a plan?
The truth is, insurance isn’t really about policies.
It’s about people.
You don’t just want a payout.
You want peace of mind.
You want to know your kids are looked after.
That your partner isn’t left carrying the load.
That your business keeps running, even if you can’t.
That if something goes wrong, you’ve already made the hard decisions.
That’s what we help with.
Common reasons people come to us.
Protect their salary if illness or injury stops them from working.
Provide business cash flow in case a key person can’t continue.
Leave a legacy for kids and loved ones.
Offer employee benefits that retain staff and reduce turnover.
Keep the family home mortgage-free, even after they’re gone.
Access faster medical care with private cover that skips the public queue.
Steve Lee
Steve brings decades of experience helping Kiwis navigate life’s uncertainties with confidence. Known for his calm approach and practical insight, Steve partners with families and business owners to build protection plans that actually work — not just on paper, but in real life.
His focus? Making sure you and the people you love are always in a strong position, no matter what life throws your way.
Phoebe Richardson
Phoebe began her career in the Scottish Ambulance Service’s Special Operations team before taking her skills to sea as a medic on superyachts. Along the way, she met her Kiwi husband and eventually made New Zealand home.
Now raising a young family, Phoebe brings her calm presence and medical insight to insurance — helping everyday people feel informed, supported, and protected with cover that truly fits their life.
What can you protect with InPlace Life
Health Cover
A lump sum for your loved ones if you pass away or are diagnosed with a terminal illness. Helps cover mortgage, debt, education, and everyday living costs.
Income Protection
Ongoing monthly income for your family when you’re gone — ensuring your household can keep going.
Life Insurance
Ongoing monthly income for your family when you’re gone — ensuring your household can keep going.
Mortgage Protection
Ongoing monthly income for your family when you’re gone — ensuring your household can keep going.
Trauma Cover
Private cover for fast treatment when you or your whānau need it most. Avoid long public wait times and get access to better recovery options.
Level Premium
Ongoing monthly income for your family when you’re gone — ensuring your household can keep going.
Here’s how we make it simple.
You don’t need to figure it out alone. That’s what we’re here for.
1.
Discover
Just a conversation. We ask what really matters to you and what you’re worried about — so we can plan for peace of mind today and tomorrow.
2.
Plan
We explore options that suit your life and your budget. No pressure, just honest advice.
3.
Cover
We put the plan in place, review it annually, and make sure you’re covered as life evolves.
If you’ve been putting this off, now’s the time.
Whether you already have cover or don’t know where to start, we’ll review what you have (or don’t) and show you what’s possible.
Let’s make a plan you can feel confident in.
