Asset finance that keeps your business moving…
Get the gear you need, without choking cash flow. Fast, clear funding options tailored to your next move.
Key Lender & Partner:
When the work won’t wait, neither do we.
You’re In the right Place.
Jobs are booked.
Crews are ready.
Then the truck that was fine yesterday is in the workshop.
Or a new contract lands and one more digger turns tight numbers into tidy ones.
You can’t pause payroll.
You can’t slow the season.
Suppliers need paying. Clients expect delivery.
Cash in the bank already has a job.
So the finance has one too: be fast, clear, and built around how you earn.
You don’t want a lecture.
You want options.
Repayments that match your cash flow.
Straight answers on deposits and timing.
Paperwork handled without the runaround.
So you keep people working.
Keep promises to clients.
Say yes to the next job.
That’s what we help with.
If it helps you do the job, we can likely finance it.
Transport
Long-haul trucks and trailers, tractor units, chiller trucks, tipper trucks, livestock trucks, delivery vans, business utes, and company vehicle fleets.
Plant & Machinery
Excavators, bulldozers, wheel loaders, graders, rollers, tracked loaders, skid steers, compactors, pavers, cranes, and other construction or civil machinery.
Agri & Forestry
Tractors, harvesters, implements, levelling machines, feller bunchers, skidders, forwarders, haulers, and complete milking systems.
Specialist & Municipal
Forestry harvesters, earthmoving plant, waste trucks, road sweepers, refuse compactors, vacuum excavators, sewer trucks, and other specialist gear.
Tech & Specialist
Medical, dental, and vet equipment, workshop and engineering tools, point-of-sale systems, IT infrastructure, commercial drones, and specialist technology.
From idea to asset, without the headaches.
We make asset finance simple, so you can get the gear you need and keep work moving. We do it by giving you straight answers, clear options, and handling the hard parts so you don’t have to.
1. Start the conversation
Tell us what you’re buying and how you work. Two minutes to get the ball rolling.
2. Explore smart funding
We work with Speirs Finance, a trusted NZ asset finance company with over 50 years’ experience, to structure repayments around your cash flow.
3. Get funded, get moving
We handle the paperwork. You focus on delivery. Simple.
Why InPlace Asset Finance
Clear, human advice.
We speak your language and keep the process straightforward so you know exactly where you stand at every step.
Backed by Speirs Finance.
We work with Speirs Finance, a trusted NZ asset finance partner for over 50 years, helping hundreds of Kiwi businesses every month get gear on the job. Proven experience, consistent approvals, and funding you can count on.
One point of contact.
From the first conversation to settlement, you will deal with one person who knows your business and keeps things moving.
Fast approvals.
We cut through the noise and get you answers quickly so you can secure the gear you need without delay.
Local, responsive.
We are here when you need us with quick replies, tidy paperwork, and progress you can see.
Built around cash flow.
We match terms to the life of your asset and your earning seasons so repayments work for you, not against you.